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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,480 | $150,447-83.1% | $136,298-81.3% | $147,586-82.7% |
| Participation rate | 20.0% | 84.4%-64.4pp | 81.9%-61.9pp | 82.8%-62.8pp |
| Annual return | 0.00% | 1049.15%-1049.2pp | 5156.27%-5156.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $2,200 | $5,256-58.1% | $4,696-53.1% | $4,876-54.9% |
| Participant deferral / active EE | $6,385 | $6,631-3.7% | $6,247+2.2% | $5,439+17.4% |
| Admin fee / account holder | $18,820 | $10,906+72.6% | $9,244+103.6% | $10,886+72.9% |