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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,151 | $118,496-84.7% | $98,461-81.6% | $139,466-87.0% |
| Participation rate | 40.9% | 77.5%-36.6pp | 75.2%-34.3pp | 80.3%-39.4pp |
| Annual return | 20.47% | 18.96%+1.5pp | 21.17%-0.7pp | 373.66%-353.2pp |
| Employer contribution / active EE | $885 | $3,611-75.5% | $3,049-71.0% | $4,754-81.4% |
| Participant deferral / active EE | $2,008 | $5,393-62.8% | $4,738-57.6% | $6,712-70.1% |
| Admin fee / account holder | $663 | $14,056-95.3% | $8,961-92.6% | $11,409-94.2% |