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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,767 | $166,131-77.3% | $164,975-77.1% | $145,877-74.1% |
| Participation rate | 65.0% | 82.0%-17.0pp | 78.6%-13.6pp | 80.3%-15.3pp |
| Annual return | 13.90% | 100.37%-86.5pp | 70.12%-56.2pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,691 | $5,276-67.9% | $4,343-61.1% | $4,663-63.7% |
| Participant deferral / active EE | $4,918 | $6,962-29.4% | $6,033-18.5% | $6,691-26.5% |
| Admin fee / account holder | $420 | $16,648-97.5% | $12,688-96.7% | $13,402-96.9% |