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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,599 | $154,193-73.7% | $130,045-68.8% | $139,466-70.9% |
| Participation rate | 38.1% | 82.0%-43.9pp | 78.5%-40.4pp | 80.3%-42.2pp |
| Annual return | 16.80% | 32.51%-15.7pp | -137.30%+154.1pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,420 | $5,292-73.2% | $4,321-67.1% | $4,754-70.1% |
| Participant deferral / active EE | $4,144 | $6,709-38.2% | $5,820-28.8% | $6,712-38.3% |
| Admin fee / account holder | $4,901 | $13,989-65.0% | $10,600-53.8% | $11,409-57.0% |