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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,751 | $178,174-71.5% | $156,181-67.5% | $137,256-63.0% |
| Participation rate | 60.9% | 82.0%-21.2pp | 78.8%-18.0pp | 80.0%-19.1pp |
| Annual return | 20.06% | 84.19%-64.1pp | 64.87%-44.8pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,651 | $4,972-66.8% | $4,294-61.5% | $4,156-60.3% |
| Participant deferral / active EE | $5,047 | $6,888-26.7% | $6,132-17.7% | $6,407-21.2% |
| Admin fee / account holder | $328 | $17,404-98.1% | $14,586-97.7% | $12,270-97.3% |