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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,410 | $101,795-21.0% | $165,100-51.3% | $80,959-0.7% |
| Participation rate | 56.9% | 71.8%-15.0pp | 78.6%-21.8pp | 67.7%-10.8pp |
| Annual return | 18.74% | 16.73%+2.0pp | 70.21%-51.5pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,756 | $2,954-40.5% | $4,348-59.6% | $2,757-36.3% |
| Participant deferral / active EE | $4,780 | $4,476+6.8% | $6,035-20.8% | $4,300+11.2% |
| Admin fee / account holder | $19,146 | $8,221+132.9% | $12,696+50.8% | $6,925+176.5% |