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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,594 | $45,079-74.3% | $69,461-83.3% | $72,983-84.1% |
| Participation rate | 92.3% | 68.5%+23.8pp | 74.6%+17.7pp | 69.5%+22.8pp |
| Annual return | 26.08% | 22.65%+3.4pp | 28.97%-2.9pp | 81.01%-54.9pp |
| Employer contribution / active EE | $1,741 | $2,055-15.3% | $2,779-37.4% | $2,440-28.6% |
| Participant deferral / active EE | $4,022 | $2,603+54.5% | $3,536+13.7% | $3,608+11.5% |
| Admin fee / account holder | $508 | $3,056-83.4% | $3,840-86.8% | $5,124-90.1% |