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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,610 | $117,895+61.7% | $102,460+86.0% | $145,897+30.6% |
| Participation rate | 91.7% | 78.6%+13.0pp | 76.5%+15.2pp | 80.3%+11.4pp |
| Annual return | 20.72% | 31.92%-11.2pp | 29.47%-8.8pp | 552.29%-531.6pp |
| Employer contribution / active EE | $7,714 | $3,619+113.2% | $3,025+155.0% | $4,663+65.4% |
| Participant deferral / active EE | $9,484 | $5,736+65.3% | $5,056+87.6% | $6,689+41.8% |
| Admin fee / account holder | $1,041 | $13,353-92.2% | $9,460-89.0% | $13,390-92.2% |