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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,005 | $202,345-92.6% | $172,755-91.3% | $152,885-90.2% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 23.44% | 1029.77%-1006.3pp | 802.94%-779.5pp | 345.39%-321.9pp |
| Employer contribution / active EE | $1,896 | $5,858-67.6% | $5,144-63.1% | $4,763-60.2% |
| Participant deferral / active EE | $3,943 | $5,948-33.7% | $5,198-24.1% | $5,851-32.6% |
| Admin fee / account holder | $8,084 | $17,111-52.8% | $13,955-42.1% | $11,598-30.3% |