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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,115 | $73,955-74.2% | $96,520-80.2% | $75,181-74.6% |
| Participation rate | 70.0% | 66.4%+3.6pp | 74.3%-4.3pp | 67.2%+2.8pp |
| Annual return | 18.95% | 26.72%-7.8pp | 35.72%-16.8pp | 160.69%-141.7pp |
| Employer contribution / active EE | $2,680 | $2,930-8.5% | $3,739-28.3% | $2,671+0.3% |
| Participant deferral / active EE | $3,458 | $3,659-5.5% | $4,879-29.1% | $4,126-16.2% |
| Admin fee / account holder | $1,660 | $5,217-68.2% | $6,733-75.3% | $5,650-70.6% |