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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,107 | $73,863-70.1% | $143,797-84.6% | $68,490-67.7% |
| Participation rate | 77.8% | 66.7%+11.1pp | 80.3%-2.5pp | 67.9%+9.9pp |
| Annual return | -20.99% | 0.91%-21.9pp | -0.04%-20.9pp | -7.85%-13.1pp |
| Employer contribution / active EE | $1,696 | $3,185-46.7% | $4,952-65.8% | $2,597-34.7% |
| Participant deferral / active EE | $4,639 | $3,385+37.1% | $5,638-17.7% | $4,028+15.2% |
| Admin fee / account holder | $1,985 | $5,756-65.5% | $14,679-86.5% | $5,403-63.3% |