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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,734 | $95,406-68.8% | $185,849-84.0% | $85,847-65.4% |
| Participation rate | 65.5% | 68.8%-3.2pp | 81.7%-16.2pp | 69.3%-3.8pp |
| Annual return | 13.74% | 23.59%-9.8pp | 122.10%-108.4pp | 318.61%-304.9pp |
| Employer contribution / active EE | $1,461 | $3,314-55.9% | $5,169-71.7% | $2,565-43.1% |
| Participant deferral / active EE | $3,251 | $3,424-5.0% | $5,569-41.6% | $3,952-17.7% |
| Admin fee / account holder | $2,089 | $7,214-71.0% | $16,244-87.1% | $6,261-66.6% |