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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,508 | $102,382-25.3% | $147,005-48.0% | $80,874-5.4% |
| Participation rate | 92.6% | 75.8%+16.7pp | 82.2%+10.4pp | 67.6%+24.9pp |
| Annual return | 14.40% | 134.89%-120.5pp | 418.76%-404.4pp | 35.62%-21.2pp |
| Employer contribution / active EE | $5,433 | $3,715+46.2% | $4,934+10.1% | $2,756+97.1% |
| Participant deferral / active EE | $10,417 | $6,646+56.7% | $8,070+29.1% | $4,297+142.4% |
| Admin fee / account holder | $1,815 | $7,942-77.1% | $13,006-86.0% | $6,935-73.8% |