Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,638 | $29,670-94.5% | $56,054-97.1% | $80,911-98.0% |
| Participation rate | 31.6% | 41.7%-10.1pp | 52.5%-20.9pp | 67.6%-36.1pp |
| Annual return | -10.27% | 35.24%-45.5pp | 1705.95%-1716.2pp | 35.63%-45.9pp |
| Employer contribution / active EE | $117 | $670-82.6% | $1,039-88.8% | $2,756-95.8% |
| Participant deferral / active EE | $234 | $1,227-80.9% | $1,952-88.0% | $4,297-94.6% |
| Admin fee / account holder | $641 | $2,431-73.6% | $2,822-77.3% | $6,935-90.8% |