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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,658 | $29,716-77.6% | $56,077-88.1% | $80,925-91.8% |
| Participation rate | 76.9% | 41.7%+35.2pp | 52.5%+24.4pp | 67.7%+9.3pp |
| Annual return | 16.54% | 35.30%-18.8pp | 1709.28%-1692.7pp | 35.65%-19.1pp |
| Employer contribution / active EE | $852 | $671+26.9% | $1,040-18.1% | $2,756-69.1% |
| Participant deferral / active EE | $1,556 | $1,228+26.6% | $1,954-20.4% | $4,299-63.8% |
| Admin fee / account holder | $694 | $2,432-71.5% | $2,825-75.4% | $6,940-90.0% |