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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,913 | $44,103-11.8% | $75,826-48.7% | $64,181-39.4% |
| Participation rate | 89.7% | 62.7%+26.9pp | 68.2%+21.4pp | 69.6%+20.1pp |
| Annual return | -7.10% | -4.72%-2.4pp | 1914.15%-1921.2pp | 7.63%-14.7pp |
| Employer contribution / active EE | $3,310 | $1,446+128.9% | $1,913+73.0% | $2,381+39.0% |
| Participant deferral / active EE | $2,952 | $2,204+33.9% | $2,862+3.1% | $3,470-14.9% |
| Admin fee / account holder | $3,783 | $3,506+7.9% | $4,726-19.9% | $4,887-22.6% |