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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,295 | $93,098-27.7% | $77,081-12.7% | $134,509-50.0% |
| Participation rate | 12.5% | 74.5%-62.0pp | 67.9%-55.4pp | 81.2%-68.7pp |
| Annual return | -9.78% | 62.63%-72.4pp | 42.33%-52.1pp | 418.13%-427.9pp |
| Employer contribution / active EE | $584 | $3,419-82.9% | $2,813-79.2% | $4,741-87.7% |
| Participant deferral / active EE | $3,338 | $5,239-36.3% | $4,428-24.6% | $6,400-47.9% |
| Admin fee / account holder | $304 | $6,945-95.6% | $5,427-94.4% | $11,427-97.3% |