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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,698 | $197,625-46.0% | $177,840-40.0% | $158,966-32.9% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.7%-21.1pp | 82.0%-15.3pp |
| Annual return | 22.57% | 58.76%-36.2pp | 48.32%-25.8pp | 302.95%-280.4pp |
| Employer contribution / active EE | $1,855 | $6,698-72.3% | $5,919-68.7% | $4,762-61.0% |
| Participant deferral / active EE | $4,072 | $8,405-51.5% | $7,714-47.2% | $5,983-31.9% |
| Admin fee / account holder | $9,928 | $15,405-35.6% | $12,431-20.1% | $11,250-11.8% |