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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,978 | $88,702-11.0% | $81,780-3.4% | $145,978-45.9% |
| Participation rate | 63.2% | 75.0%-11.9pp | 72.4%-9.2pp | 80.3%-17.1pp |
| Annual return | 15.53% | 1029.12%-1013.6pp | 776.27%-760.7pp | 550.52%-535.0pp |
| Employer contribution / active EE | $2,938 | $3,084-4.8% | $2,914+0.8% | $4,662-37.0% |
| Participant deferral / active EE | $5,868 | $4,645+26.3% | $4,321+35.8% | $6,690-12.3% |
| Admin fee / account holder | $415 | $8,414-95.1% | $7,384-94.4% | $13,400-96.9% |