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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,887 | $171,867-86.7% | $149,716-84.7% | $147,585-84.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 91.65% | 2113.36%-2021.7pp | 1501.67%-1410.0pp | 578.58%-486.9pp |
| Employer contribution / active EE | $2,941 | $6,275-53.1% | $5,444-46.0% | $4,876-39.7% |
| Participant deferral / active EE | $3,847 | $7,270-47.1% | $6,568-41.4% | $5,439-29.3% |
| Admin fee / account holder | $5,093 | $13,799-63.1% | $11,282-54.9% | $10,886-53.2% |