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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,534 | $153,769-92.5% | $133,975-91.4% | $273,972-95.8% |
| Participation rate | 94.4% | 88.4%+6.1pp | 87.1%+7.4pp | 83.0%+11.4pp |
| Annual return | 10.24% | 36.51%-26.3pp | 29.29%-19.1pp | 41.46%-31.2pp |
| Employer contribution / active EE | $3,042 | $6,029-49.5% | $5,211-41.6% | $4,869-37.5% |
| Participant deferral / active EE | $4,018 | $6,958-42.3% | $6,282-36.0% | $5,287-24.0% |
| Admin fee / account holder | $5,491 | $11,765-53.3% | $9,324-41.1% | $10,133-45.8% |