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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,891 | $102,595-36.8% | $94,057-31.0% | $154,746-58.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 63.53% | 583.42%-519.9pp | 480.62%-417.1pp | 172.34%-108.8pp |
| Employer contribution / active EE | $3,895 | $3,147+23.7% | $2,933+32.8% | $4,379-11.1% |
| Participant deferral / active EE | $10,124 | $5,118+97.8% | $4,709+115.0% | $6,730+50.4% |
| Admin fee / account holder | $9,030 | $7,736+16.7% | $7,244+24.6% | $14,365-37.1% |