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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,433 | $88,778-56.7% | $81,844-53.0% | $145,884-73.7% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 5.67% | 1033.03%-1027.4pp | 778.87%-773.2pp | 551.85%-546.2pp |
| Employer contribution / active EE | $3,174 | $3,087+2.8% | $2,916+8.8% | $4,662-31.9% |
| Participant deferral / active EE | $6,558 | $4,648+41.1% | $4,323+51.7% | $6,690-2.0% |
| Admin fee / account holder | $19,497 | $8,430+131.3% | $7,355+165.1% | $13,392+45.6% |