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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,433 | $88,815-56.7% | $81,882-53.1% | $145,897-73.7% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 5.67% | 1033.75%-1028.1pp | 779.47%-773.8pp | 552.29%-546.6pp |
| Employer contribution / active EE | $3,174 | $3,086+2.8% | $2,916+8.8% | $4,663-31.9% |
| Participant deferral / active EE | $6,558 | $4,647+41.1% | $4,323+51.7% | $6,689-2.0% |
| Admin fee / account holder | $19,497 | $8,434+131.2% | $7,360+164.9% | $13,390+45.6% |