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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,891 | $72,071-10.0% | $68,368-5.1% | $137,256-52.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 63.53% | 353.14%-289.6pp | 292.57%-229.0pp | 220.34%-156.8pp |
| Employer contribution / active EE | $3,895 | $2,788+39.7% | $2,649+47.0% | $4,156-6.3% |
| Participant deferral / active EE | $10,124 | $4,410+129.6% | $4,123+145.6% | $6,407+58.0% |
| Admin fee / account holder | $9,030 | $5,336+69.2% | $5,150+75.3% | $12,270-26.4% |