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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,508 | $102,663-77.1% | $86,216-72.7% | $139,466-83.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 41.89% | 1924.52%-1882.6pp | 1169.42%-1127.5pp | 373.66%-331.8pp |
| Employer contribution / active EE | $1,139 | $3,035-62.5% | $2,382-52.2% | $4,754-76.0% |
| Participant deferral / active EE | $7,850 | $4,677+67.8% | $3,986+96.9% | $6,712+17.0% |
| Admin fee / account holder | $769 | $8,663-91.1% | $6,853-88.8% | $11,409-93.3% |