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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,767 | $48,337-46.7% | $67,560-61.9% | $80,959-68.2% |
| Participation rate | 81.8% | 66.4%+15.4pp | 72.9%+8.9pp | 67.7%+14.2pp |
| Annual return | 8.66% | 18.26%-9.6pp | 3533.50%-3524.8pp | 35.67%-27.0pp |
| Employer contribution / active EE | $2,780 | $2,023+37.4% | $2,737+1.6% | $2,757+0.8% |
| Participant deferral / active EE | $2,765 | $2,928-5.6% | $4,004-31.0% | $4,300-35.7% |
| Admin fee / account holder | $1,055 | $3,695-71.4% | $3,994-73.6% | $6,925-84.8% |