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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,407 | $78,428-42.1% | $95,960-52.7% | $79,852-43.1% |
| Participation rate | 95.1% | 73.5%+21.6pp | 77.1%+18.0pp | 69.6%+25.5pp |
| Annual return | 8.17% | 19.37%-11.2pp | 91.63%-83.5pp | 31.72%-23.5pp |
| Employer contribution / active EE | $1,779 | $1,945-8.6% | $2,541-30.0% | $2,471-28.0% |
| Participant deferral / active EE | $5,199 | $3,440+51.1% | $4,167+24.8% | $3,740+39.0% |
| Admin fee / account holder | $3,727 | $5,622-33.7% | $6,797-45.2% | $5,306-29.8% |