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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $93,595 |
NFP RETIREMENT INC1 year Service code 27 · EIN 33-0905143 | Advisory (Plan) | $24,712 |
CATALYST WEALTH MGMT LLC3 years Service code 27 · EIN 36-3875540 | Advisory (Plan) | $22,287 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,046 | $56,638-55.8% | $169,385-85.2% | $74,440-66.4% |
| Participation rate | 85.4% | 67.5%+17.9pp | 77.2%+8.3pp | 70.7%+14.7pp |
| Annual return | 20.93% | 24.75%-3.8pp | 405.82%-384.9pp | 34.37%-13.4pp |
| Employer contribution / active EE | $3,196 | $2,027+57.7% | $4,012-20.3% | $2,638+21.2% |
| Participant deferral / active EE | $4,942 | $4,223+17.0% | $6,221-20.6% | $4,529+9.1% |
| Admin fee / account holder | $96 | $307-68.8% | $9,011-98.9% | $348-72.5% |