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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,976 | $165,381-45.0% | $149,730-39.2% | $158,966-42.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.80% | 348.29%-326.5pp | 276.70%-254.9pp | 302.95%-281.1pp |
| Employer contribution / active EE | $824 | $5,104-83.9% | $4,645-82.3% | $4,762-82.7% |
| Participant deferral / active EE | $12,871 | $7,182+79.2% | $6,843+88.1% | $5,983+115.1% |
| Admin fee / account holder | $11,896 | $10,809+10.1% | $9,310+27.8% | $11,250+5.7% |