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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,500 | $124,330-75.5% | $109,173-72.1% | $167,536-81.8% |
| Participation rate | 80.0% | 79.5%+0.5pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 6.93% | 26.04%-19.1pp | 25.75%-18.8pp | 478.82%-471.9pp |
| Employer contribution / active EE | $445 | $4,209-89.4% | $3,723-88.0% | $4,839-90.8% |
| Participant deferral / active EE | $3,739 | $5,256-28.9% | $4,654-19.7% | $6,342-41.1% |
| Admin fee / account holder | $1,825 | $7,974-77.1% | $6,755-73.0% | $12,315-85.2% |