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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,746 | $148,623-38.9% | $135,974-33.3% | $139,466-34.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.21% | 79.30%-60.1pp | 68.30%-49.1pp | 373.66%-354.5pp |
| Employer contribution / active EE | $16,279 | $5,246+210.3% | $4,859+235.0% | $4,754+242.4% |
| Participant deferral / active EE | $11,194 | $8,103+38.1% | $7,760+44.2% | $6,712+66.8% |
| Admin fee / account holder | $600 | $12,406-95.2% | $10,767-94.4% | $11,409-94.7% |