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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,038 | $138,102-58.0% | $125,381-53.7% | $134,532-56.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.00% | 750.73%-750.7pp | 572.31%-572.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $14,029 | $5,245+167.5% | $4,815+191.3% | $4,741+195.9% |
| Participant deferral / active EE | $8,752 | $7,801+12.2% | $7,448+17.5% | $6,401+36.7% |
| Admin fee / account holder | $551 | $11,568-95.2% | $10,007-94.5% | $11,429-95.2% |