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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,078 | $160,070-26.9% | $147,117-20.4% | $145,897-19.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.66% | 98.69%-76.0pp | 420.54%-397.9pp | 552.29%-529.6pp |
| Employer contribution / active EE | $16,006 | $5,285+202.9% | $4,932+224.5% | $4,663+243.3% |
| Participant deferral / active EE | $9,674 | $8,419+14.9% | $8,065+20.0% | $6,689+44.6% |
| Admin fee / account holder | $2,041 | $15,035-86.4% | $12,993-84.3% | $13,390-84.8% |