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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,290 | $118,877-60.2% | $96,570-51.0% | $167,536-71.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.47% | 50.50%-37.0pp | 37.79%-24.3pp | 478.82%-465.3pp |
| Employer contribution / active EE | $20,275 | $3,121+549.7% | $2,357+760.1% | $4,839+319.0% |
| Participant deferral / active EE | $5,408 | $4,617+17.1% | $3,849+40.5% | $6,342-14.7% |
| Admin fee / account holder | $346 | $8,069-95.7% | $6,182-94.4% | $12,315-97.2% |