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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,350 | $98,766-22.7% | $149,730-49.0% | $79,852-4.4% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.5%+15.4pp | 69.6%+28.3pp |
| Annual return | 29.48% | 27.43%+2.0pp | 276.70%-247.2pp | 31.72%-2.2pp |
| Employer contribution / active EE | $7,411 | $3,217+130.4% | $4,645+59.5% | $2,471+199.9% |
| Participant deferral / active EE | $8,883 | $5,681+56.4% | $6,843+29.8% | $3,740+137.5% |
| Admin fee / account holder | $8,553 | $6,052+41.3% | $9,310-8.1% | $5,306+61.2% |