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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,077 | $106,549-76.5% | $91,225-72.5% | $134,509-81.4% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.2%-23.2pp | 81.2%-31.2pp |
| Annual return | -21.39% | 160.73%-182.1pp | 114.10%-135.5pp | 418.13%-439.5pp |
| Employer contribution / active EE | $1,220 | $3,331-63.4% | $2,851-57.2% | $4,741-74.3% |
| Participant deferral / active EE | $5,343 | $4,719+13.2% | $4,234+26.2% | $6,400-16.5% |
| Admin fee / account holder | $257 | $6,234-95.9% | $5,422-95.3% | $11,427-97.8% |