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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,430 | $138,078-64.9% | $125,363-61.4% | $134,509-64.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.60% | 750.49%-772.1pp | 572.15%-593.7pp | 418.13%-439.7pp |
| Employer contribution / active EE | $3,671 | $5,245-30.0% | $4,815-23.8% | $4,741-22.6% |
| Participant deferral / active EE | $9,898 | $7,800+26.9% | $7,447+32.9% | $6,400+54.7% |
| Admin fee / account holder | $10,596 | $11,566-8.4% | $10,005+5.9% | $11,427-7.3% |