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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,206 | $148,623-44.0% | $135,974-38.8% | $139,466-40.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.04% | 79.30%-63.3pp | 68.30%-52.3pp | 373.66%-357.6pp |
| Employer contribution / active EE | $4,056 | $5,246-22.7% | $4,859-16.5% | $4,754-14.7% |
| Participant deferral / active EE | $12,038 | $8,103+48.6% | $7,760+55.1% | $6,712+79.4% |
| Admin fee / account holder | $613 | $12,406-95.1% | $10,767-94.3% | $11,409-94.6% |