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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,763 | $57,305-81.2% | $86,640-87.6% | $75,173-85.7% |
| Participation rate | 83.3% | 63.2%+20.1pp | 71.7%+11.6pp | 67.2%+16.1pp |
| Annual return | 22.47% | 2674.24%-2651.8pp | 592.52%-570.0pp | 160.72%-138.2pp |
| Employer contribution / active EE | $1,141 | $2,316-50.8% | $3,024-62.3% | $2,671-57.3% |
| Participant deferral / active EE | $4,032 | $3,320+21.5% | $4,438-9.1% | $4,126-2.3% |
| Admin fee / account holder | $1,086 | $4,116-73.6% | $5,616-80.7% | $5,651-80.8% |