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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,324 | $166,242+34.3% | $165,071+35.3% | $145,884+53.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.25% | 100.44%-87.2pp | 70.17%-56.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $11,857 | $5,283+124.4% | $4,347+172.7% | $4,662+154.3% |
| Participant deferral / active EE | $13,186 | $6,964+89.3% | $6,035+118.5% | $6,690+97.1% |
| Admin fee / account holder | $9,639 | $16,658-42.1% | $12,695-24.1% | $13,392-28.0% |