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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,397 | $154,209+17.6% | $130,062+39.5% | $139,487+30.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 39.03% | 32.52%+6.5pp | -137.37%+176.4pp | 373.84%-334.8pp |
| Employer contribution / active EE | $12,461 | $5,292+135.5% | $4,322+188.3% | $4,755+162.1% |
| Participant deferral / active EE | $15,080 | $6,709+124.8% | $5,821+159.1% | $6,713+124.7% |
| Admin fee / account holder | $1,897 | $13,988-86.4% | $10,601-82.1% | $11,407-83.4% |