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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,786 | $174,379-67.4% | $152,093-62.7% | $138,895-59.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 2.57% | 74.86%-72.3pp | 66.36%-63.8pp | 145.39%-142.8pp |
| Employer contribution / active EE | $11,537 | $4,652+148.0% | $4,175+176.4% | $4,194+175.1% |
| Participant deferral / active EE | $4,429 | $6,159-28.1% | $5,451-18.8% | $6,396-30.8% |
| Admin fee / account holder | $2,565 | $16,880-84.8% | $14,497-82.3% | $12,562-79.6% |