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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,121 | $73,988-63.3% | $96,538-71.9% | $75,177-63.9% |
| Participation rate | 96.1% | 66.4%+29.6pp | 74.3%+21.7pp | 67.2%+28.9pp |
| Annual return | 14.01% | 26.73%-12.7pp | 35.74%-21.7pp | 160.75%-146.7pp |
| Employer contribution / active EE | $3,074 | $2,930+4.9% | $3,740-17.8% | $2,671+15.1% |
| Participant deferral / active EE | $765 | $3,660-79.1% | $4,880-84.3% | $4,126-81.5% |
| Admin fee / account holder | $2,063 | $5,220-60.5% | $6,737-69.4% | $5,651-63.5% |