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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,164 | $65,367-60.0% | $92,915-71.8% | $72,976-64.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 23.96% | 42.11%-18.1pp | 109.45%-85.5pp | 81.02%-57.1pp |
| Employer contribution / active EE | $6,943 | $2,594+167.7% | $3,653+90.0% | $2,440+184.5% |
| Participant deferral / active EE | $764 | $3,128-75.6% | $4,238-82.0% | $3,608-78.8% |
| Admin fee / account holder | $764 | $4,251-82.0% | $5,796-86.8% | $5,124-85.1% |