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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,736 | $202,440-66.0% | $169,390-59.4% | $139,466-50.7% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 20.45% | 532.36%-511.9pp | 406.07%-385.6pp | 373.66%-353.2pp |
| Employer contribution / active EE | $1,919 | $4,693-59.1% | $4,013-52.2% | $4,754-59.6% |
| Participant deferral / active EE | $2,750 | $6,940-60.4% | $6,222-55.8% | $6,712-59.0% |
| Admin fee / account holder | $358 | $10,722-96.7% | $9,015-96.0% | $11,409-96.9% |