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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,995 | $112,131-32.2% | $95,964-20.8% | $158,982-52.2% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 10.87% | 171.19%-160.3pp | 91.64%-80.8pp | 302.99%-292.1pp |
| Employer contribution / active EE | $2,638 | $3,199-17.5% | $2,541+3.8% | $4,763-44.6% |
| Participant deferral / active EE | $3,414 | $4,784-28.6% | $4,167-18.1% | $5,983-43.0% |
| Admin fee / account holder | $386 | $10,136-96.2% | $6,797-94.3% | $11,252-96.6% |