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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES5 years Filed as: EDWARD D. JONES & CO., L.P. Service code 26 · EIN 43-0345811 | Advisory (Participants) | $58,906 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $40,256 |
Filed as: WILSHIRE ASSOCIATES INC. USA Service code 26 · EIN 43-0345811 | Advisory (Participants) | $5,890 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,081 | $65,083+99.9% | $143,788-9.5% | $66,930+94.4% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -15.56% | -11.13%-4.4pp | -0.03%-15.5pp | 1.57%-17.1pp |
| Employer contribution / active EE | $8,073 | $2,361+241.9% | $4,952+63.0% | $2,545+217.2% |
| Participant deferral / active EE | $5,799 | $2,920+98.6% | $5,638+2.9% | $4,238+36.8% |
| Admin fee / account holder | $473 | $502-5.9% | $14,675-96.8% | $593-20.3% |