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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,668 | $93,098-92.8% | $77,081-91.3% | $134,509-95.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -24.27% | 62.63%-86.9pp | 42.33%-66.6pp | 418.13%-442.4pp |
| Employer contribution / active EE | $696 | $3,419-79.7% | $2,813-75.3% | $4,741-85.3% |
| Participant deferral / active EE | $5,686 | $5,239+8.5% | $4,428+28.4% | $6,400-11.2% |
| Admin fee / account holder | $1,526 | $6,945-78.0% | $5,427-71.9% | $11,427-86.6% |