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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,431 | $112,935-92.5% | $90,970-90.7% | $158,966-94.7% |
| Participation rate | 70.8% | 74.7%-3.9pp | 69.0%+1.8pp | 82.0%-11.1pp |
| Annual return | 17.13% | 215.79%-198.7pp | 134.58%-117.4pp | 302.95%-285.8pp |
| Employer contribution / active EE | $439 | $2,895-84.8% | $2,122-79.3% | $4,762-90.8% |
| Participant deferral / active EE | $1,939 | $4,129-53.0% | $3,373-42.5% | $5,983-67.6% |
| Admin fee / account holder | $1,685 | $8,045-79.1% | $5,960-71.7% | $11,250-85.0% |