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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,982 | $93,346-95.7% | $71,796-94.5% | $273,972-98.5% |
| Participation rate | 78.9% | 76.5%+2.4pp | 69.1%+9.8pp | 83.0%-4.1pp |
| Annual return | 7.57% | 130.39%-122.8pp | 78.04%-70.5pp | 41.46%-33.9pp |
| Employer contribution / active EE | $474 | $2,733-82.7% | $1,924-75.4% | $4,869-90.3% |
| Participant deferral / active EE | $1,437 | $3,475-58.7% | $2,794-48.6% | $5,287-72.8% |
| Admin fee / account holder | $868 | $6,571-86.8% | $4,815-82.0% | $10,133-91.4% |